In today’s business environment, accepting electronic payments is a must. Recent studies have shown that consumers far prefer credit and debit cards to more traditional forms of payment like cash.

Whether you have a retail storefront, restaurant or kiosk, Mega M can help your business set up a merchant account and equip you with the latest credit card processing technology at affordable prices.

Our PCI-approved payment networks ensure your customer transactions are authorized, settled and funded efficiently. As one of the nation’s leading payment processors, Mega M handles all activities required to process both credit and debit card transactions. We provide one-stop solutions to payment processing so you can focus on what you do best.

  • MasterCard™
  • PIN Based Debit Transactions
  • American Express, requires separate approval
  • Diners Club
  • Discover, requires separate approval
  • Loyalty Cards
  • EBT Food Stamps
  • ACH Payments & ACH Collection
  • Check Processing
  • Charity Processing
  • Recurring Billing
  • Voyger & Wright Express full acquiring and next day funding
  • Multi Currency and Dynamic Currency Conversion
  • Pro Fleet
  • ATM Processing
  • JCB, requires separate approval
  • Union Pay
  • Ewallets (coming soon)
  • Gift Cards
  • Next Day Funding
  • Payroll & Payroll Cards


We offer a Point-of-Sale solution which makes it simple for any business to support PC or tablet-based payment processing. It turns any PC or tablet into a payment-accepting device, without interfering with other programs. The Windows-based or tablet application offers intuitive menu screens with action buttons that guide you step-by-step through the program.

Mega M supports a wide range of peripherals, making it easy for you to accept all payment types, including credit, debit, EBT, check processing, gift/loyalty, and more. It is dependable and secure, meeting the latest security and data file encryption standards.


We understand the restaurant business and what you require to run a successful enterprise. Restaurants require quick, dependable service, with the utmost attention to detail. That’s why we’ve developed several best-in-breed restaurant solutions to meet your needs.

We offer multiple solutions including pay-at-the-table, car side processing, and delivery pay programs, along with traditional programs that include detailed tip reporting, server tracking, and online transaction activity details. Let us get your restaurant up and running fast.

  • Credit Cards
  • Debit Cards
  • Gift Cards
  • Loyalty Cards
  • ACH Payments & Collection
  • Check Processing
  • Charity Processing
  • PCI Compliance

The fact is, cash and checks can get lost and credit card information, if not put in a secure place, can get into the wrong hands between the time the information was taken down and the customer’s card was charged. M-commerce solutions have taken a lot of the hassles out of doing business “on the run.”

  • Secure credit and debit card authorizations within a matter of seconds
  • Ability to conduct business where phone line connections don’t exist
  • Reduced instances of credit card fraud and chargebacks
  • Improved cash flow


Do you have a business on the go? Do you sell products or services at trade shows or conventions? The wireless terminal is perfect for your business. Get the lowest transaction rates with swiped cards while you reduce the likelihood of chargebacks and fraudulent transactions.

Accept credit cards anywhere, anytime with a wireless merchant account. Whether you have a service business that works at your customer’s location, or if you take your retail business on the road, wireless processing is an easy and cost-effective way to accept credit cards wherever your customers happen to be.

Before m-commerce solutions became available, collecting funds for orders done “on the road” required people to either pay by cash, check, or write down their credit card information so you could process the transaction later at your office.

As a result manufacturers have made significant improvements and added features to attract even more consumers and meet current owners demands. One of those features is wireless transaction processing. Imagine being able to process credit card and debit card transactions wirelessly within seconds at trade shows, business seminars, house calls, etc.

The acceptance method has been around for a few years, but it is just now really starting to make a large impact on how we do business away from our offices.
M-commerce first started with the use of wireless POS (Point Of Sale) swipe terminals and has since then made its way into cellular phones and PDAs (Personal Digital Assistants). Wireless POS swipe terminals are much more expensive (usually around $700 and up) then regular “wired” terminals which require you to be nearby a phone jack and electrical outlet in order to operate. As a result, this has caused many people to find alternative ways to process transactions while their “on the road”—at least until now.

Whether you have a service business that works at your customer’s location, or if you take your retail business on the road, wireless processing is an easy and cost-effective way to accept credit cards wherever your customers happen to be.

Society has acquired a new mind set that things should be done instantly. As this mind set continues to grow, the demand for accessibility and instant satisfaction grows as well. Instead of using carbon machines to pay for items, more people are using telephones and computers. Everything is faster in today’s world. A wireless transaction will take 2.5 seconds of a consumer’s time, as compared to 12-20 seconds for dial-up terminals.


If you have an Internet store or own a retail website, you need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods with the click of a mouse 24 hours a day, 7 days a week.

Mega M offers a fully compliant eCommerce merchant account and the ability to process online credit card sales via your website.
Our software is easily compatible with the majority of shopping cart systems on the market today.

We offer multiple eCommerce solutions; contact your payment consultant so we can design the right solution for your business.

Card Not Present, Airlines, Travel, Adult, Dating and Escort, Outbound Telemarketing, TMF (including internet), Online Membership Clubs, Scholarship Programs, Diet Programs, Continuity Merchants, Nutra, Healthcare, Pharmacy, Tobacco, Multi-Level Marketing, Offshore.


We can provide high-risk merchant accounts to a wide range of categories. We have a network of domestic and international banking relationships that are able to process and work with virtually any merchant account.

But it’s not just the categories we can work with – it is the specific features and business practices that make some businesses high risk.

If your business falls within the following high risk categories, a Mega M representative will work with you to determine eligibility in our payments program:


  • A start-up business with low sales volume or no processing history
  • High chargeback ratios
  • High average ticket amounts, like Forex merchants
  • Subscription-based products or services, like dating websites
  • Had a merchant account terminated by a bank in the past
  • Poor credit histories or recent bankruptcies


Mega M Pay Station changes the way payments are made. Instead of standing in line, customers can quickly use the Mega M Pay Station to review their balance, see their bill, and make a payment by cash, credit or debit card.

Financial Services Kiosks function as ‘reverse ATMs’ and operate as self-service devices for secure and convenient customer access to cash-based financial transactions in convenience stores, groceries, and other retail locations, 24 hours a day, 7 days a week.


Prepaid long distance products assign a distinct number of long distance minutes with select foreign and domestic calling destinations.


Bill Payment solutions add convenience for customers and drive greater traffic into stores. New billers are continually added to the system thus driving increased transaction volume. This type of service fosters merchant loyalty to our diverse product and service offering.


Prepaid wireless products allow individuals to purchase a predefined number of wireless minutes without having to pass a credit application or sign a long-term wireless plan.


Pin-less products a new entrant into the prepaid market, pin-less products allow consumers to tie multiple telephone lines – either cell and/or land lines – together and link them to a common account that has been pre-funded and can be replenished at any time.


International Top-Ups presently the fastest growing prepaid category–enable people living or working abroad to instantly recharge mobile phones of friends and family back home.


Moneta is presently providing Document and Toll Payments for SunPass in Florida, EZPass for MTA in New York, and FasTrak for Golden Gate Bridge/Bay Area Transit Authority and Transportation Corridor Agency in northern and southern California respectively.